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Envelope-to: info@harmonyinnovationhub.com
Delivery-date: Mon, 17 Mar 2025 06:26:15 -0400
Subject: =?utf-8?Q?Don=E2=80=99t=20Miss=20Out=20=E2=80=93=203=20Weeks=20Until=20Zamreal=202025=21?=
From: Zamreal 2025 <info@apievents.com>
Reply-To: =?utf-8?Q?Zamreal=202025?= <info@apievents.com>
To: <info@harmonyinnovationhub.com>
Date: Mon, 17 Mar 2025 10:25:56 +0000
Message-ID: <e320550e95b5c379912f62e9a.4f6d4536fc.20250317102544.30e7358bd4.261d22de@mail66.sea61.rsgsv.net>
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** 3 WEEKS TO GO =E2=80=93 SEE YOU THERE!
------------------------------------------------------------

Time is running out! In just three weeks=2C Zambia=E2=80=99s premier real=
 estate gathering=2C Zamreal 2025=2C will bring together the industry=E2=
=80=99s top leaders=2C investors=2C and decision-makers.

Join us for a day of high-level discussions=2C exclusive market insights=
=2C and unrivaled networking opportunities with key stakeholders shaping t=
he future of Zambia=E2=80=99s real estate sector.

Why Attend?
=E2=9C=85 Expert-led panels covering key market trends
=E2=9C=85 Exclusive insights from top developers=2C financiers=2C and inve=
stors
=E2=9C=85 High-value networking with senior industry leaders
=E2=9C=85 Unparalleled opportunities to connect and collaborate

Don't miss out on the conversations and connections that matter.

Register now to be part of Zambia=E2=80=99s most influential real estate e=
vent!
REGISTER NOW! (https://app.glueup.com/event/126431/register/)

** TOPICS NOT TO BE MISSED!
------------------------------------------------------------

THE REIZ REIT: Journey so far & creating an investment opportunity in a hi=
gh-class property portfolio for the international and local market

ZAMBIA=E2=80=99s HOSPITALITY MARKET: Unpacking performance=2C demand and i=
ncreasing traveller numbers. How can real estate players capitalise?

THE BIG PICTURE: KEY TRENDS IMPACTING THE RECALIBRATION OF THE MARKET
* Tax Increases - how will the sector respond and what do the experts say?
* Proposed De-Dollarisation - when=2C how and why?

COPPERBELT: TRENDS=2C OPPORTUNITIES & EXPERIENCES: Get the view from Hospi=
tality=2C Retail and Housing players in this booming region.

** 2025 CONFIRMED SPEAKERS
------------------------------------------------------------

** Frazer Mulenga
------------------------------------------------------------

Secretary

ZAPOA

** KADANTU SIAMWIINGA
------------------------------------------------------------

Assistant Director: Public Private Partnership Office=2C Ministry of Finan=
ce and National Planning

** Pieter Swanepoel
------------------------------------------------------------

Head of Development=2C Hungry Lion

** Butete Kaliye
------------------------------------------------------------

Head Real Estate
NAPSA

** Nkandu Machungwa
------------------------------------------------------------

Vice President- Energy=2C Infrastructure & Real Estate Finance
Stanbic Bank

** Kambeu Banda
------------------------------------------------------------

CEO
REIZ Plc Zambia

** Daniel Trappler
------------------------------------------------------------

Senior Director: Development
Radisson Hotel Group

** Kushinga Kambarami
------------------------------------------------------------

Green Building Lead: Southern Africa
IFC

** Tim Ware
------------------------------------------------------------

President
ZAPOA

** Mutisunge Zulu
------------------------------------------------------------

Chief Risk Officer
ZANACO

** Mambwe Chibale
------------------------------------------------------------

Chief Investment Officer
Prudential Pension Management Zambia

** Wayne Troughton
------------------------------------------------------------

CEO
HTI Consulting
VISIT THE WEBSITE FOR MORE SPEAKERS (https://zamreal.com/)
REGISTER NOW! (https://app.glueup.com/event/126431/register/)

** 2025 SPONSORS & PARTNERS
------------------------------------------------------------

View email in browser (https://mailchi.mp/apievents.com/dont-miss-out-3-we=
eks-until-zamreal-2025?e=3D4f6d4536fc)
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<table id=3D"root" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%"><tbody data-block-id=3D"3" class=3D"mceWrapper"><tr><td style=3D=
"background-color:transparent" valign=3D"top" align=3D"center" class=3D"mc=
eSectionHeader"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" width=3D"100%" style=3D"max-width:660px" role=3D"presentation"><t=
body><tr><td style=3D"background-color:#ffffff" valign=3D"top" class=3D"mc=
eWrapperInner"><table align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" width=3D"100%" role=3D"presentation" data-block-id=3D"2"><tb=
ody><tr class=3D"mceRow"><td style=3D"background-position:center;backgroun=
d-repeat:no-repeat;background-size:cover" valign=3D"top"><table border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation=
"><tbody><tr><td style=3D"padding-top:0;padding-bottom:0" valign=3D"top" c=
lass=3D"mceColumn" data-block-id=3D"-12" colspan=3D"12" width=3D"100%"><ta=
ble border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=
=3D"presentation"><tbody><tr><td style=3D"padding-top:0;padding-bottom:0;p=
adding-right:0;padding-left:0" valign=3D"top" class=3D"mceImageBlockContai=
ner" align=3D"center" id=3D"blockContainerId-16"><span class=3D"mceImageBo=
rder" style=3D"border:0;border-radius:0;vertical-align:top;margin:0"><img=
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adius:0;display:block" alt=3D"" src=3D"https://mcusercontent.com/e320550e9=
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presentation" class=3D"imageDropZone mceImage" /></span></td></tr><tr><td=
 style=3D"padding-top:0;padding-bottom:0;padding-right:0;padding-left:0" v=
align=3D"top" class=3D"mceImageBlockContainer" align=3D"center" id=3D"bloc=
kContainerId-17"><span class=3D"mceImageBorder" style=3D"border:0;border-r=
adius:0;vertical-align:top;margin:0"><img data-block-id=3D"17" width=3D"66=
0" height=3D"auto" style=3D"width:660px;height:auto;max-width:660px !impor=
tant;border-radius:0;display:block" alt=3D"" src=3D"https://mcusercontent.=
com/e320550e95b5c379912f62e9a/images/d0557956-9eb3-296d-9fcc-858d439596ed.=
jpg" role=3D"presentation" class=3D"imageDropZone mceImage" /></span></td>=
</tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><=
/td></tr></tbody></table></td></tr></tbody><tbody data-block-id=3D"7" class=3D"mceWrapper"=
><tr><td style=3D"background-color:transparent" valign=3D"top" align=3D"ce=
nter" class=3D"mceSectionBody"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"max-width:660px" role=3D"=
presentation"><tbody><tr><td style=3D"background-color:#ffffff" valign=3D"=
top" class=3D"mceWrapperInner"><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" data-bl=
ock-id=3D"6"><tbody><tr class=3D"mceRow"><td style=3D"background-position:=
center;background-repeat:no-repeat;background-size:cover" valign=3D"top"><=
table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=
=3D"presentation"><tbody><tr><td style=3D"padding-top:0;padding-bottom:0"=
 valign=3D"top" class=3D"mceColumn" data-block-id=3D"-13" colspan=3D"12" w=
idth=3D"100%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" widt=
h=3D"100%" role=3D"presentation"><tbody><tr><td style=3D"padding-top:0;pad=
ding-bottom:0;padding-right:0;padding-left:0" valign=3D"top" id=3D"blockCo=
ntainerId-18"><table width=3D"100%" style=3D"border:0;border-radius:0;bord=
er-collapse:separate"><tbody><tr><td style=3D"padding-left:24px;padding-ri=
ght:24px;padding-top:12px;padding-bottom:12px" class=3D"mceTextBlockContai=
ner"><div data-block-id=3D"18" class=3D"mceText" id=3D"dataBlockId-18" sty=
le=3D"width:100%"><h1 class=3D"last-child"><span style=3D"color:#f38121;">=
3 WEEKS TO GO =E2=80=93 SEE YOU THERE!</span></h1></div></td></tr></tbody>=
</table></td></tr><tr><td style=3D"padding-top:0;padding-bottom:0;padding-=
right:0;padding-left:0" valign=3D"top" id=3D"blockContainerId-19"><table w=
idth=3D"100%" style=3D"border:0;border-radius:0;border-collapse:separate">=
<tbody><tr><td style=3D"padding-left:24px;padding-right:24px;padding-top:0=
;padding-bottom:12px" class=3D"mceTextBlockContainer"><div data-block-id=
=3D"19" class=3D"mceText" id=3D"dataBlockId-19" style=3D"width:100%"><p cl=
ass=3D"mcePastedContent">Time is running out! In just <strong>three weeks<=
/strong>=2C Zambia=E2=80=99s premier real estate gathering=2C <strong>Zamr=
eal 2025</strong>=2C will bring together the industry=E2=80=99s top leader=
s=2C investors=2C and decision-makers.</p><p class=3D"mcePastedContent"><b=
r /></p><p class=3D"mcePastedContent">Join us for a day of high-level disc=
ussions=2C exclusive market insights=2C and unrivaled networking opportuni=
ties with key stakeholders shaping the future of Zambia=E2=80=99s real est=
ate sector.</p><p class=3D"mcePastedContent"><br /></p><p class=3D"mcePast=
edContent"><strong>Why Attend?</strong><br />=E2=9C=85 Expert-led panels c=
overing key market trends<br />=E2=9C=85 Exclusive insights from top devel=
opers=2C financiers=2C and investors<br />=E2=9C=85 High-value networking=
 with senior industry leaders<br />=E2=9C=85 Unparalleled opportunities to=
 connect and collaborate</p><p class=3D"mcePastedContent"><br /></p><p cla=
ss=3D"mcePastedContent"><strong>Don't miss out on the conversations and co=
nnections that matter.</strong> </p><p class=3D"mcePastedContent last-chil=
d">Register now to be part of Zambia=E2=80=99s most influential real estat=
e event!</p></div></td></tr></tbody></table></td></tr><tr><td style=3D"pad=
ding-top:12px;padding-bottom:12px;padding-right:24px;padding-left:24px" va=
lign=3D"top" class=3D"mceButtonBlockContainer" align=3D"center" id=3D"bloc=
kContainerId-61"><div></div><table align=3D"center" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"max=
-width:564px" role=3D"presentation" data-block-id=3D"61" class=3D"mceButto=
nContainer"><tbody><tr class=3D"mceStandardButton"><td style=3D"background=
-color:#639548;border-radius:50px;text-align:center" valign=3D"top" class=
=3D"mceButton"><a href=3D"https://apisummit.us13.list-manage.com/track/cli=
ck?u=3De320550e95b5c379912f62e9a&id=3Ddd17cecd62&e=3D4f6d4536fc" target=
=3D"_blank" class=3D"mceButtonLink" style=3D"background-color:#639548;bord=
er-radius:50px;border:2px solid #639548;color:#ffffff;display:block;font-f=
amily:'Helvetica Neue'=2C Helvetica=2C Arial=2C Verdana=2C sans-serif;font=
-size:20px;font-weight:bold;font-style:normal;padding:16px 28px;text-decor=
ation:none;min-width:30px;text-align:center;direction:ltr;letter-spacing:0=
px" rel=3D"noreferrer">REGISTER NOW!</a></td></tr></tbody></table><div><!-=
-<![endif]--></div><table align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" width=3D"100%" style=3D"max-width:564px" role=3D"presen=
tation" data-block-id=3D"61" class=3D"mceButtonContainer"><tbody><tr>

</tr></tbody></table></td></tr><tr><td style=3D"background-color:transpare=
nt;padding-top:20px;padding-bottom:20px;padding-right:24px;padding-left:24=
px" valign=3D"top" class=3D"mceDividerBlockContainer" id=3D"blockContainer=
Id-62"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" width=3D"100%" style=3D"background-color:transparent;width:100%" ro=
le=3D"presentation" class=3D"mceDividerContainer" data-block-id=3D"62"><tb=
ody><tr><td style=3D"min-width:100%;border-top-width:2px;border-top-style:=
solid;border-top-color:#000000;line-height:0;font-size:0" valign=3D"top" c=
lass=3D"mceDividerBlock">=C2=A0</td></tr></tbody></table></td></tr><tr><td=
 style=3D"padding-top:0;padding-bottom:0;padding-right:0;padding-left:0" v=
align=3D"top" id=3D"blockContainerId-63"><table width=3D"100%" style=3D"bo=
rder:0;border-radius:0;border-collapse:separate"><tbody><tr><td style=3D"p=
adding-left:24px;padding-right:24px;padding-top:12px;padding-bottom:12px"=
 class=3D"mceTextBlockContainer"><div data-block-id=3D"63" class=3D"mceTex=
t" id=3D"dataBlockId-63" style=3D"width:100%"><h1 class=3D"last-child"><sp=
an style=3D"color:#f38121;">TOPICS NOT TO BE MISSED!</span></h1></div></td=
></tr></tbody></table></td></tr><tr><td style=3D"padding-top:0;padding-bot=
tom:0;padding-right:0;padding-left:0" valign=3D"top" id=3D"blockContainerI=
d-64"><table width=3D"100%" style=3D"border:0;border-radius:0;border-colla=
pse:separate"><tbody><tr><td style=3D"padding-left:24px;padding-right:24px=
;padding-top:12px;padding-bottom:12px" class=3D"mceTextBlockContainer"><di=
v data-block-id=3D"64" class=3D"mceText" id=3D"dataBlockId-64" style=3D"wi=
dth:100%"><p style=3D"line-height: 1.25; mso-line-height-alt: 125%; text-a=
lign: left;"><strong><span style=3D"font-size: 15px">THE REIZ REIT: </span=
></strong><span style=3D"font-size: 15px">Journey so far &amp; creating an=
 investment opportunity in a high-class property portfolio for the interna=
tional and local market</span></p><p style=3D"line-height: 1.25; mso-line-=
height-alt: 125%; text-align: left;"><br /></p><p style=3D"line-height: 1.=
25; mso-line-height-alt: 125%; text-align: left;"><br /></p><p style=3D"li=
ne-height: 1.25; mso-line-height-alt: 125%; text-align: left;"><strong><sp=
an style=3D"font-size: 15px"><span style=3D"font-family: -apple-system=2C=
 BlinkMacSystemFont=2C 'Segoe UI'=2C system-ui=2C 'Apple Color Emoji'=2C '=
Segoe UI Emoji'=2C 'Segoe UI Web'=2C sans-serif">ZAMBIA=E2=80=99s HOSPITAL=
ITY MARKET: </span></span></strong><span style=3D"font-size: 15px"><span s=
tyle=3D"font-family: -apple-system=2C BlinkMacSystemFont=2C 'Segoe UI'=2C=
 system-ui=2C 'Apple Color Emoji'=2C 'Segoe UI Emoji'=2C 'Segoe UI Web'=2C=
 sans-serif">Unpacking performance=2C demand and increasing traveller numb=
ers. How can real estate players capitalise?</span></span></p><p style=3D"=
line-height: 1.25; mso-line-height-alt: 125%; text-align: left;"><span sty=
le=3D"font-size: 15px"><span style=3D"font-family: -apple-system=2C BlinkM=
acSystemFont=2C 'Segoe UI'=2C system-ui=2C 'Apple Color Emoji'=2C 'Segoe U=
I Emoji'=2C 'Segoe UI Web'=2C sans-serif"> </span></span></p><p style=3D"l=
ine-height: 1.25; mso-line-height-alt: 125%; text-align: left;"><br /></p>=
<p style=3D"text-size-adjust: 100%; margin: 0px; padding: 0px; word-break:=
 break-word; font-weight: 400; line-height: 1.25; text-align: left; direct=
ion: ltr; font-variant-ligatures: normal; font-variant-caps: normal; lette=
r-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; wid=
ows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: no=
rmal; text-decoration-thickness: initial; text-decoration-style: initial;=
 text-decoration-color: initial; background-color: rgb(255=2C 255=2C 255);=
 mso-line-height-alt: 125%;"><strong><span style=3D"color:rgb(0=2C 0=2C 0)=
;"><span style=3D"font-size: 15px"><span style=3D"font-family: 'Helvetica=
 Neue'=2C Helvetica=2C Arial=2C Verdana=2C sans-serif"><span style=3D"back=
ground-color: rgb(255=2C 255=2C 255)">THE BIG PICTURE: KEY TRENDS IMPACTIN=
G THE RECALIBRATION OF THE MARKET</span></span></span></span></strong></p>=
<ul style=3D"margin-bottom: 0px; color: rgb(0=2C 0=2C 0); font-family: &qu=
ot;Helvetica Neue&quot;=2C Helvetica=2C Arial=2C Verdana=2C sans-serif; fo=
nt-size: medium; font-style: normal; font-variant-ligatures: normal; font-=
variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2=
; text-align: start; text-indent: 0px; text-transform: none; widows: 2; wo=
rd-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text=
-decoration-thickness: initial; text-decoration-style: initial; text-decor=
ation-color: initial; background-color: rgb(255=2C 255=2C 255);"><li style=
=3D"line-height: 1.25; mso-line-height-alt: 125%; text-align: left;"><p st=
yle=3D"text-size-adjust: 100%; margin-top: 0px !important; margin-right: 0=
px !important; margin-bottom: 0px; margin-left: 0px !important; padding: 0=
px; word-break: break-word; line-height: 1.25; text-align: left; direction=
: ltr; mso-line-height-alt: 125%;"><span style=3D"color:rgb(0=2C 0=2C 0);"=
><span style=3D"font-size: 15px"><span style=3D"font-family: 'Helvetica Ne=
ue'=2C Helvetica=2C Arial=2C Verdana=2C sans-serif"><span style=3D"font-we=
ight:normal;"><span style=3D"background-color: rgb(255=2C 255=2C 255)">Tax=
 Increases - how will the sector respond and what do the experts say?</spa=
n></span></span></span></span></p></li><li style=3D"line-height: 1.25; mso=
-line-height-alt: 125%; text-align: left;"><p style=3D"text-size-adjust: 1=
00%; margin-top: 0px !important; margin-right: 0px !important; margin-bott=
om: 0px; margin-left: 0px !important; padding: 0px; word-break: break-word=
; line-height: 1.25; text-align: left; direction: ltr; mso-line-height-alt=
: 125%;"><span style=3D"color:rgb(0=2C 0=2C 0);"><span style=3D"font-size:=
 15px"><span style=3D"font-family: 'Helvetica Neue'=2C Helvetica=2C Arial=
=2C Verdana=2C sans-serif"><span style=3D"font-weight:normal;"><span style=
=3D"background-color: rgb(255=2C 255=2C 255)">Proposed De-Dollarisation -=
 when=2C how and why?</span></span></span></span></span></p></li></ul><p s=
tyle=3D"text-size-adjust: 100%; margin-top: 0px !important; margin-right:=
 0px !important; margin-bottom: 0px; margin-left: 0px !important; padding:=
 0px; word-break: break-word; line-height: 1.25; text-align: left; directi=
on: ltr; mso-line-height-alt: 125%;"><br /></p><p style=3D"text-size-adjus=
t: 100%; margin-top: 0px !important; margin-right: 0px !important; margin-=
bottom: 0px; margin-left: 0px !important; padding: 0px; word-break: break-=
word; line-height: 1.25; text-align: left; direction: ltr; mso-line-height=
-alt: 125%;"><br /></p><p style=3D"text-size-adjust: 100%; margin: 0px; pa=
dding: 0px; word-break: break-word; font-weight: 400; line-height: 1.25; t=
ext-align: left; direction: ltr; font-variant-ligatures: normal; font-vari=
ant-caps: normal; letter-spacing: normal; orphans: 2; text-indent: 0px; te=
xt-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-widt=
h: 0px; white-space: normal; text-decoration-thickness: initial; text-deco=
ration-style: initial; text-decoration-color: initial; background-color: r=
gb(255=2C 255=2C 255); mso-line-height-alt: 125%;" class=3D"last-child"><s=
trong><span style=3D"color:rgb(0=2C 0=2C 0);"><span style=3D"font-size: 15=
px"><span style=3D"font-family: 'Helvetica Neue'=2C Helvetica=2C Arial=2C=
 Verdana=2C sans-serif"><span style=3D"background-color: rgb(255=2C 255=2C=
 255)">COPPERBELT: TRENDS=2C OPPORTUNITIES &amp; EXPERIENCES:=C2=A0</span>=
</span></span></span></strong><span style=3D"color:rgb(0=2C 0=2C 0);"><spa=
n style=3D"font-size: 15px"><span style=3D"font-family: 'Helvetica Neue'=
=2C Helvetica=2C Arial=2C Verdana=2C sans-serif"><span style=3D"background=
-color: rgb(255=2C 255=2C 255)">Get the view from Hospitality=2C Retail an=
d Housing players in this booming region.</span></span></span></span></p><=
/div></td></tr></tbody></table></td></tr><tr><td style=3D"background-color=
:transparent;padding-top:20px;padding-bottom:20px;padding-right:24px;paddi=
ng-left:24px" valign=3D"top" class=3D"mceDividerBlockContainer" id=3D"bloc=
kContainerId-65"><table align=3D"center" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" width=3D"100%" style=3D"background-color:transparent;width=
:100%" role=3D"presentation" class=3D"mceDividerContainer" data-block-id=
=3D"65"><tbody><tr><td style=3D"min-width:100%;border-top-width:2px;border=
-top-style:solid;border-top-color:#000000;line-height:0;font-size:0" valig=
n=3D"top" class=3D"mceDividerBlock">=C2=A0</td></tr></tbody></table></td><=
/tr><tr><td style=3D"padding-top:0;padding-bottom:0;padding-right:0;paddin=
g-left:0" valign=3D"top" id=3D"blockContainerId-28"><table width=3D"100%"=
 style=3D"border:0;border-radius:0;border-collapse:separate"><tbody><tr><t=
d style=3D"padding-left:24px;padding-right:24px;padding-top:12px;padding-b=
ottom:12px" class=3D"mceTextBlockContainer"><div data-block-id=3D"28" clas=
s=3D"mceText" id=3D"dataBlockId-28" style=3D"width:100%"><h1 class=3D"last=
-child"><span style=3D"color:#639548;">2025 CONFIRMED SPEAKERS</span></h1>=
</div></td></tr></tbody></table></td></tr><tr><td valign=3D"top" class=3D"=
mceGutterContainer" id=3D"gutterContainerId-20"><table border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"border-collapse:sepa=
rate" role=3D"presentation"><tbody><tr><td style=3D"padding-top:12px;paddi=
ng-bottom:12px;padding-right:0;padding-left:0" valign=3D"top" class=3D"mce=
LayoutContainer" id=3D"blockContainerId-20"><table align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presenta=
tion" data-block-id=3D"20" id=3D"section_d5a073839946c8e64f08fe395d9b7590"=
 class=3D"mceLayout"><tbody><tr class=3D"mceRow"><td style=3D"background-p=
osition:center;background-repeat:no-repeat;background-size:cover" valign=
=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
100%" role=3D"presentation"><tbody><tr><td valign=3D"top" class=3D"mceColu=
mn" data-block-id=3D"-15" colspan=3D"12" width=3D"100%"><table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"=
><tbody><tr><td valign=3D"top" align=3D"center" id=3D"blockContainerId--5"=
><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 width=3D"100%" role=3D"presentation" data-block-id=3D"-5"><tbody><tr clas=
s=3D"mceRow"><td style=3D"background-position:center;background-repeat:no-=
repeat;background-size:cover" valign=3D"top"><table border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr=
><td valign=3D"top" class=3D"mceColumn" data-block-id=3D"-19" colspan=3D"1=
2" width=3D"100%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 width=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D"top" id=3D"=
blockContainerId-27"><table align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" width=3D"100%" role=3D"presentation" data-block-id=3D"=
27"><tbody><tr class=3D"mceRow"><td style=3D"background-position:center;ba=
ckground-repeat:no-repeat;background-size:cover;padding-top:0px;padding-bo=
ttom:0px" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"24" width=3D"100%" style=3D"table-layout:fixed" role=3D"presentation">=
<colgroup><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" w=
idth=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332%"=
 /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D=
"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col=
 span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.3333=
33333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=
=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333=
333332%" /><col span=3D"1" width=3D"8.333333333333332%" /></colgroup><tbod=
y><tr><td style=3D"padding-top:0;padding-bottom:0" valign=3D"top" class=3D=
"mceColumn" data-block-id=3D"77" colspan=3D"4" width=3D"33.33333333333333%=
"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" r=
ole=3D"presentation"><tbody><tr><td style=3D"padding-top:12px;padding-bott=
om:12px;padding-right:0;padding-left:0" valign=3D"top" class=3D"mceImageBl=
ockContainer" align=3D"center" id=3D"blockContainerId-30"><span class=3D"m=
ceImageBorder" style=3D"border:0;border-radius:0;vertical-align:top;margin=
:0"><img data-block-id=3D"30" width=3D"187.00000000000003" height=3D"auto"=
 style=3D"width:187.00000000000003px;height:auto;max-width:187.00000000000=
003px !important;border-radius:0;display:block" alt=3D"" src=3D"https://mc=
usercontent.com/e320550e95b5c379912f62e9a/images/85a8205d-183a-0fcf-3c0d-6=
7c9fa0d9088.png" role=3D"presentation" class=3D"imageDropZone mceImage" />=
</span></td></tr><tr><td style=3D"padding-top:0;padding-bottom:0;padding-r=
ight:0;padding-left:0" valign=3D"top" id=3D"blockContainerId-33"><table wi=
dth=3D"100%" style=3D"border:0;border-radius:0;border-collapse:separate"><=
tbody><tr><td style=3D"padding-left:15px;padding-right:15px;padding-top:12=
px;padding-bottom:12px" class=3D"mceTextBlockContainer"><div data-block-id=
=3D"33" class=3D"mceText" id=3D"dataBlockId-33" style=3D"width:100%"><h3 c=
lass=3D"mcePastedContent" style=3D"text-transform: uppercase; letter-spaci=
ng: 1px; background: 0px 0px rgb(255=2C 255=2C 255); border: 0px; margin:=
 0px; padding: 0px; vertical-align: baseline; outline: 0px; line-height: 1=
; font-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; t=
ext-align: left; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-t=
ext-stroke-width: 0px; white-space: normal; text-decoration-thickness: ini=
tial; text-decoration-style: initial; text-decoration-color: initial; mso-=
line-height-alt: 100%;"><span style=3D"font-size: 15px"><span style=3D"fon=
t-family: 'Raleway'=2C sans-serif">Frazer Mulenga</span></span></h3><p sty=
le=3D"line-height: 1; mso-line-height-alt: 100%; text-align: left;"><span=
 style=3D"font-size: 14px"><span style=3D"font-family: 'Raleway'=2C sans-s=
erif">Secretary</span></span></p><p style=3D"line-height: 1; mso-line-heig=
ht-alt: 100%; text-align: left;" class=3D"last-child"><span style=3D"font-=
size: 14px"><span style=3D"font-family: 'Raleway'=2C sans-serif"><span sty=
le=3D"font-weight:normal;">ZAPOA</span></span></span></p></div></td></tr><=
/tbody></table></td></tr></tbody></table></td><td style=3D"padding-top:0;p=
adding-bottom:0" valign=3D"top" class=3D"mceColumn" data-block-id=3D"22" c=
olspan=3D"4" width=3D"33.33333333333333%"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><=
td style=3D"padding-top:12px;padding-bottom:12px;padding-right:0;padding-l=
eft:0" valign=3D"top" class=3D"mceImageBlockContainer" align=3D"center" id=
=3D"blockContainerId-29"><span class=3D"mceImageBorder" style=3D"border:0;=
border-radius:0;vertical-align:top;margin:0"><img data-block-id=3D"29" wid=
th=3D"187.00000000000003" height=3D"auto" style=3D"width:187.0000000000000=
3px;height:auto;max-width:187.00000000000003px !important;border-radius:0;=
display:block" alt=3D"" src=3D"https://mcusercontent.com/e320550e95b5c3799=
12f62e9a/images/48ed07b2-76ad-cea6-96ad-15f952f3cf92.jpg" role=3D"presenta=
tion" class=3D"imageDropZone mceImage" /></span></td></tr><tr><td style=3D=
"padding-top:0;padding-bottom:0;padding-right:0;padding-left:0" valign=3D"=
top" id=3D"blockContainerId-32"><table width=3D"100%" style=3D"border:0;bo=
rder-radius:0;border-collapse:separate"><tbody><tr><td style=3D"padding-le=
ft:24px;padding-right:24px;padding-top:12px;padding-bottom:12px" class=3D"=
mceTextBlockContainer"><div data-block-id=3D"32" class=3D"mceText" id=3D"d=
ataBlockId-32" style=3D"width:100%"><h3 style=3D"line-height: 1; mso-line-=
height-alt: 100%; text-align: left;"><span style=3D"font-size: 15px"><span=
 style=3D"font-family: 'Raleway'=2C sans-serif">KADANTU SIAMWIINGA</span><=
/span></h3><p style=3D"line-height: 1; mso-line-height-alt: 100%; text-ali=
gn: left;" class=3D"last-child"><span style=3D"font-size: 14px"><span styl=
e=3D"font-family: 'Raleway'=2C sans-serif">Assistant Director: Public Priv=
ate Partnership Office=2C Ministry of Finance and National Planning</span>=
</span></p></div></td></tr></tbody></table></td></tr></tbody></table></td>=
<td style=3D"padding-top:0;padding-bottom:0" valign=3D"top" class=3D"mceCo=
lumn" data-block-id=3D"26" colspan=3D"4" width=3D"33.33333333333333%"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D=
"presentation"><tbody><tr><td style=3D"padding-top:12px;padding-bottom:12p=
x;padding-right:0;padding-left:0" valign=3D"top" class=3D"mceImageBlockCon=
tainer" align=3D"center" id=3D"blockContainerId-31"><span class=3D"mceImag=
eBorder" style=3D"border:0;border-radius:0;vertical-align:top;margin:0"><i=
mg data-block-id=3D"31" width=3D"187.00000000000003" height=3D"auto" style=
=3D"width:187.00000000000003px;height:auto;max-width:187.00000000000003px=
 !important;border-radius:0;display:block" alt=3D"" src=3D"https://mcuserc=
ontent.com/e320550e95b5c379912f62e9a/images/b0927b98-bd57-b79a-3a93-ece3a3=
df5516.jpeg" role=3D"presentation" class=3D"imageDropZone mceImage" /></sp=
an></td></tr><tr><td style=3D"padding-top:0;padding-bottom:0;padding-right=
:0;padding-left:0" valign=3D"top" id=3D"blockContainerId-34"><table width=
=3D"100%" style=3D"border:0;border-radius:0;border-collapse:separate"><tbo=
dy><tr><td style=3D"padding-left:24px;padding-right:24px;padding-top:12px;=
padding-bottom:12px" class=3D"mceTextBlockContainer"><div data-block-id=3D=
"34" class=3D"mceText" id=3D"dataBlockId-34" style=3D"width:100%"><h3 styl=
e=3D"text-transform: uppercase; letter-spacing: 1px; background: 0px 0px r=
gb(255=2C 255=2C 255); border: 0px; margin: 0px; padding: 0px; vertical-al=
ign: baseline; outline: 0px; line-height: 1; font-variant-ligatures: norma=
l; font-variant-caps: normal; orphans: 2; text-align: left; text-indent: 0=
px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-sp=
ace: normal; text-decoration-thickness: initial; text-decoration-style: in=
itial; text-decoration-color: initial; mso-line-height-alt: 100%;"><strong=
><span style=3D"font-size: 15px"><span style=3D"font-family: 'Raleway'=2C=
 sans-serif">Pieter Swanepoel</span></span></strong></h3><p style=3D"line-=
height: 1; mso-line-height-alt: 100%; text-align: left;" class=3D"last-chi=
ld"><span style=3D"font-size: 14px"><span style=3D"font-family: 'Raleway'=
=2C sans-serif">Head of Development=2C Hungry Lion</span></span></p></div>=
</td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></ta=
ble></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody>=
</table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tb=
ody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr>=
<tr><td valign=3D"top" class=3D"mceGutterContainer" id=3D"gutterContainerI=
d-66"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100=
%" style=3D"border-collapse:separate" role=3D"presentation"><tbody><tr><td=
 style=3D"padding-top:12px;padding-bottom:12px;padding-right:0;padding-lef=
t:0" valign=3D"top" class=3D"mceLayoutContainer" id=3D"blockContainerId-66=
"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 width=3D"100%" role=3D"presentation" data-block-id=3D"66" id=3D"section_0=
74efca128c62b84f898c0dc9509eaf8" class=3D"mceLayout"><tbody><tr class=3D"m=
ceRow"><td style=3D"background-position:center;background-repeat:no-repeat=
;background-size:cover" valign=3D"top"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td v=
align=3D"top" class=3D"mceColumn" data-block-id=3D"-18" colspan=3D"12" wid=
th=3D"100%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D"top" align=3D"cen=
ter" id=3D"blockContainerId--11"><table align=3D"center" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" data-=
block-id=3D"-11"><tbody><tr class=3D"mceRow"><td style=3D"background-posit=
ion:center;background-repeat:no-repeat;background-size:cover" valign=3D"to=
p"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
 role=3D"presentation"><tbody><tr><td valign=3D"top" class=3D"mceColumn" d=
ata-block-id=3D"-22" colspan=3D"12" width=3D"100%"><table border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbo=
dy><tr><td valign=3D"top" id=3D"blockContainerId-76"><table align=3D"cente=
r" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D=
"presentation" data-block-id=3D"76"><tbody><tr class=3D"mceRow"><td style=
=3D"background-position:center;background-repeat:no-repeat;background-size=
:cover;padding-top:0px;padding-bottom:0px" valign=3D"top"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"24" width=3D"100%" style=3D"table-lay=
out:fixed" role=3D"presentation"><colgroup><col span=3D"1" width=3D"8.3333=
33333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=
=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333=
333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1"=
 width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332=
%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=
=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><=
col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.3=
33333333333332%" /></colgroup><tbody><tr><td style=3D"padding-top:0;paddin=
g-bottom:0" valign=3D"top" class=3D"mceColumn" data-block-id=3D"69" colspa=
n=3D"4" width=3D"33.33333333333333%"><table border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td sty=
le=3D"padding-top:12px;padding-bottom:12px;padding-right:0;padding-left:0"=
 valign=3D"top" class=3D"mceImageBlockContainer" align=3D"center" id=3D"bl=
ockContainerId-67"><span class=3D"mceImageBorder" style=3D"border:0;border=
-radius:0;vertical-align:top;margin:0"><img data-block-id=3D"67" width=3D"=
187.00000000000003" height=3D"auto" style=3D"width:187.00000000000003px;he=
ight:auto;max-width:187.00000000000003px !important;border-radius:0;displa=
y:block" alt=3D"" src=3D"https://mcusercontent.com/e320550e95b5c379912f62e=
9a/images/a891d7f4-0bbe-af6c-a8ea-02a5fc6112f6.jpg" role=3D"presentation"=
 class=3D"imageDropZone mceImage" /></span></td></tr><tr><td style=3D"padd=
ing-top:0;padding-bottom:0;padding-right:0;padding-left:0" valign=3D"top"=
 id=3D"blockContainerId-68"><table width=3D"100%" style=3D"border:0;border=
-radius:0;border-collapse:separate"><tbody><tr><td style=3D"padding-left:2=
4px;padding-right:24px;padding-top:12px;padding-bottom:12px" class=3D"mceT=
extBlockContainer"><div data-block-id=3D"68" class=3D"mceText" id=3D"dataB=
lockId-68" style=3D"width:100%"><h3 class=3D"mcePastedContent" style=3D"te=
xt-transform: uppercase; letter-spacing: 1px; background: 0px 0px rgb(255=
=2C 255=2C 255); border: 0px; margin: 0px; padding: 0px; vertical-align: b=
aseline; outline: 0px; line-height: 1; font-variant-ligatures: normal; fon=
t-variant-caps: normal; orphans: 2; text-align: left; text-indent: 0px; wi=
dows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: n=
ormal; text-decoration-thickness: initial; text-decoration-style: initial;=
 text-decoration-color: initial; mso-line-height-alt: 100%;"><span style=
=3D"color:rgb(10=2C 10=2C 10);"><span style=3D"font-size: 15px"><span styl=
e=3D"font-family: 'Raleway'=2C sans-serif"><span style=3D"background-color=
: rgb(255=2C 255=2C 255)">Butete Kaliye</span></span></span></span></h3><p=
 class=3D"mcePastedContent last-child" style=3D"line-height: 1; mso-line-h=
eight-alt: 100%;"><span style=3D"color:rgb(87=2C 86=2C 86);"><span style=
=3D"font-size: 14px"><span style=3D"font-family: 'Raleway'=2C sans-serif">=
<span style=3D"background-color: rgb(255=2C 255=2C 255)">Head Real Estate<=
br />NAPSA</span></span></span></span></p></div></td></tr></tbody></table>=
</td></tr></tbody></table></td><td style=3D"padding-top:0;padding-bottom:0=
" valign=3D"top" class=3D"mceColumn" data-block-id=3D"72" colspan=3D"4" wi=
dth=3D"33.33333333333333%"><table border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td style=3D"padd=
ing-top:12px;padding-bottom:12px;padding-right:0;padding-left:0" valign=3D=
"top" class=3D"mceImageBlockContainer" align=3D"center" id=3D"blockContain=
erId-70"><span class=3D"mceImageBorder" style=3D"border:0;border-radius:0;=
vertical-align:top;margin:0"><img data-block-id=3D"70" width=3D"187.000000=
00000003" height=3D"auto" style=3D"width:187.00000000000003px;height:auto;=
max-width:187.00000000000003px !important;border-radius:0;display:block" a=
lt=3D"" src=3D"https://mcusercontent.com/e320550e95b5c379912f62e9a/images/=
c0c05259-b699-4f8f-518d-e90e0e3f49a4.jpg" role=3D"presentation" class=3D"i=
mageDropZone mceImage" /></span></td></tr><tr><td style=3D"padding-top:0;p=
adding-bottom:0;padding-right:0;padding-left:0" valign=3D"top" id=3D"block=
ContainerId-71"><table width=3D"100%" style=3D"border:0;border-radius:0;bo=
rder-collapse:separate"><tbody><tr><td style=3D"padding-left:15px;padding-=
right:15px;padding-top:12px;padding-bottom:12px" class=3D"mceTextBlockCont=
ainer"><div data-block-id=3D"71" class=3D"mceText" id=3D"dataBlockId-71" s=
tyle=3D"width:100%"><h3 class=3D"mcePastedContent" style=3D"text-transform=
: uppercase; letter-spacing: 1px; background: 0px 0px rgb(255=2C 255=2C 25=
5); border: 0px; margin: 0px; padding: 0px; vertical-align: baseline; outl=
ine: 0px; line-height: 1; font-variant-ligatures: normal; font-variant-cap=
s: normal; orphans: 2; text-align: left; text-indent: 0px; widows: 2; word=
-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-d=
ecoration-thickness: initial; text-decoration-style: initial; text-decorat=
ion-color: initial; mso-line-height-alt: 100%;"><span style=3D"color:rgb(1=
0=2C 10=2C 10);"><span style=3D"font-size: 15px"><span style=3D"font-famil=
y: 'Raleway'=2C sans-serif"><span style=3D"background-color: rgb(255=2C 25=
5=2C 255)">Nkandu Machungwa</span></span></span></span></h3><p class=3D"mc=
ePastedContent last-child" style=3D"line-height: 1; mso-line-height-alt: 1=
00%;"><span style=3D"color:rgb(87=2C 86=2C 86);"><span style=3D"font-size:=
 14px"><span style=3D"font-family: 'Raleway'=2C sans-serif"><span style=3D=
"background-color: rgb(255=2C 255=2C 255)">Vice President- Energy=2C Infra=
structure &amp; Real Estate Finance<br />Stanbic Bank</span></span></span>=
</span></p></div></td></tr></tbody></table></td></tr></tbody></table></td>=
<td style=3D"padding-top:0;padding-bottom:0" valign=3D"top" class=3D"mceCo=
lumn" data-block-id=3D"75" colspan=3D"4" width=3D"33.33333333333333%"><tab=
le border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D=
"presentation"><tbody><tr><td style=3D"padding-top:12px;padding-bottom:12p=
x;padding-right:0;padding-left:0" valign=3D"top" class=3D"mceImageBlockCon=
tainer" align=3D"center" id=3D"blockContainerId-73"><span class=3D"mceImag=
eBorder" style=3D"border:0;border-radius:0;vertical-align:top;margin:0"><i=
mg data-block-id=3D"73" width=3D"187.00000000000003" height=3D"auto" style=
=3D"width:187.00000000000003px;height:auto;max-width:187.00000000000003px=
 !important;border-radius:0;display:block" alt=3D"" src=3D"https://mcuserc=
ontent.com/e320550e95b5c379912f62e9a/images/6f591833-67dd-87d2-15ca-75e6b8=
604044.jpg" role=3D"presentation" class=3D"imageDropZone mceImage" /></spa=
n></td></tr><tr><td style=3D"padding-top:0;padding-bottom:0;padding-right:=
0;padding-left:0" valign=3D"top" id=3D"blockContainerId-74"><table width=
=3D"100%" style=3D"border:0;border-radius:0;border-collapse:separate"><tbo=
dy><tr><td style=3D"padding-left:24px;padding-right:24px;padding-top:12px;=
padding-bottom:12px" class=3D"mceTextBlockContainer"><div data-block-id=3D=
"74" class=3D"mceText" id=3D"dataBlockId-74" style=3D"width:100%"><h3 clas=
s=3D"mcePastedContent" style=3D"text-transform: uppercase; letter-spacing:=
 1px; background: 0px 0px rgb(255=2C 255=2C 255); border: 0px; margin: 0px=
; padding: 0px; vertical-align: baseline; outline: 0px; line-height: 1; fo=
nt-variant-ligatures: normal; font-variant-caps: normal; orphans: 2; text-=
align: left; text-indent: 0px; widows: 2; word-spacing: 0px; -webkit-text-=
stroke-width: 0px; white-space: normal; text-decoration-thickness: initial=
; text-decoration-style: initial; text-decoration-color: initial; mso-line=
-height-alt: 100%;"><strong><span style=3D"color:rgb(10=2C 10=2C 10);"><sp=
an style=3D"font-size: 15px"><span style=3D"font-family: 'Raleway'=2C sans=
-serif"><span style=3D"background-color: rgb(255=2C 255=2C 255)">Kambeu Ba=
nda</span></span></span></span></strong></h3><p class=3D"mcePastedContent=
 last-child" style=3D"line-height: 1; mso-line-height-alt: 100%;"><span st=
yle=3D"color:rgb(87=2C 86=2C 86);"><span style=3D"font-size: 14px"><span s=
tyle=3D"font-family: 'Raleway'=2C sans-serif"><span style=3D"background-co=
lor: rgb(255=2C 255=2C 255)">CEO<br />REIZ Plc Zambia</span></span></span>=
</span></p></div></td></tr></tbody></table></td></tr></tbody></table></td>=
</tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><=
/td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></tab=
le></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody><=
/table></td></tr><tr><td valign=3D"top" class=3D"mceGutterContainer" id=3D=
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ion"><tbody><tr><td style=3D"padding-top:12px;padding-bottom:12px;padding-=
right:0;padding-left:0" valign=3D"top" class=3D"mceLayoutContainer" id=3D"=
blockContainerId-35"><table align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" width=3D"100%" role=3D"presentation" data-block-id=3D"=
35" id=3D"section_3edf7bea9176eb8c80c0578031c48cf7" class=3D"mceLayout"><t=
body><tr class=3D"mceRow"><td style=3D"background-position:center;backgrou=
nd-repeat:no-repeat;background-size:cover" valign=3D"top"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentatio=
n"><tbody><tr><td valign=3D"top" class=3D"mceColumn" data-block-id=3D"-16"=
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pacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D=
"top" align=3D"center" id=3D"blockContainerId--7"><table align=3D"center"=
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resentation" data-block-id=3D"-7"><tbody><tr class=3D"mceRow"><td style=3D=
"background-position:center;background-repeat:no-repeat;background-size:co=
ver" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D"top" class=
=3D"mceColumn" data-block-id=3D"-20" colspan=3D"12" width=3D"100%"><table=
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resentation"><tbody><tr><td valign=3D"top" id=3D"blockContainerId-45"><tab=
le align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" role=3D"presentation" data-block-id=3D"45"><tbody><tr class=3D"m=
ceRow"><td style=3D"background-position:center;background-repeat:no-repeat=
;background-size:cover;padding-top:0px;padding-bottom:0px" valign=3D"top">=
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"24" width=3D"100%" st=
yle=3D"table-layout:fixed" role=3D"presentation"><colgroup><col span=3D"1"=
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=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><=
col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.3=
33333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col spa=
n=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.33333333=
3333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1"=
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-top:0;padding-bottom:0" valign=3D"top" class=3D"mceColumn" data-block-id=
=3D"38" colspan=3D"4" width=3D"33.33333333333333%"><table border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbo=
dy><tr><td style=3D"padding-top:12px;padding-bottom:12px;padding-right:0;p=
adding-left:0" valign=3D"top" class=3D"mceImageBlockContainer" align=3D"ce=
nter" id=3D"blockContainerId-36"><span class=3D"mceImageBorder" style=3D"b=
order:0;border-radius:0;vertical-align:top;margin:0"><img data-block-id=3D=
"36" width=3D"187.00000000000003" height=3D"auto" style=3D"width:187.00000=
000000003px;height:auto;max-width:187.00000000000003px !important;border-r=
adius:0;display:block" alt=3D"" src=3D"https://mcusercontent.com/e320550e9=
5b5c379912f62e9a/images/254d909d-8bcf-0d2c-2322-a78d6fb9e30c.jpg" role=3D"=
presentation" class=3D"imageDropZone mceImage" /></span></td></tr><tr><td=
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align=3D"top" id=3D"blockContainerId-37"><table width=3D"100%" style=3D"bo=
rder:0;border-radius:0;border-collapse:separate"><tbody><tr><td style=3D"p=
adding-left:24px;padding-right:24px;padding-top:12px;padding-bottom:12px"=
 class=3D"mceTextBlockContainer"><div data-block-id=3D"37" class=3D"mceTex=
t" id=3D"dataBlockId-37" style=3D"width:100%"><h3 class=3D"mcePastedConten=
t" style=3D"text-transform: uppercase; letter-spacing: 1px; background: 0p=
x 0px rgb(255=2C 255=2C 255); border: 0px; margin: 0px; padding: 0px; vert=
ical-align: baseline; outline: 0px; line-height: 1; font-variant-ligatures=
: normal; font-variant-caps: normal; orphans: 2; text-align: left; text-in=
dent: 0px; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; w=
hite-space: normal; text-decoration-thickness: initial; text-decoration-st=
yle: initial; text-decoration-color: initial; mso-line-height-alt: 100%;">=
<strong><span style=3D"color:rgb(10=2C 10=2C 10);"><span style=3D"font-siz=
e: 15px"><span style=3D"font-family: 'Raleway'=2C sans-serif"><span style=
=3D"background-color: rgb(255=2C 255=2C 255)">Daniel Trappler</span></span=
></span></span></strong></h3><p class=3D"mcePastedContent last-child" styl=
e=3D"line-height: 1; mso-line-height-alt: 100%;"><span style=3D"color:rgb(=
87=2C 86=2C 86);"><span style=3D"font-size: 14px"><span style=3D"font-fami=
ly: 'Raleway'=2C sans-serif"><span style=3D"background-color: rgb(255=2C 2=
55=2C 255)">Senior Director: Development<br />Radisson Hotel Group</span><=
/span></span></span></p></div></td></tr></tbody></table></td></tr></tbody>=
</table></td><td style=3D"padding-top:0;padding-bottom:0" valign=3D"top" c=
lass=3D"mceColumn" data-block-id=3D"41" colspan=3D"4" width=3D"33.33333333=
333333%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
100%" role=3D"presentation"><tbody><tr><td style=3D"padding-top:12px;paddi=
ng-bottom:12px;padding-right:0;padding-left:0" valign=3D"top" class=3D"mce=
ImageBlockContainer" align=3D"center" id=3D"blockContainerId-39"><span cla=
ss=3D"mceImageBorder" style=3D"border:0;border-radius:0;vertical-align:top=
;margin:0"><img data-block-id=3D"39" width=3D"187.00000000000003" height=
=3D"auto" style=3D"width:187.00000000000003px;height:auto;max-width:187.00=
000000000003px !important;border-radius:0;display:block" alt=3D"" src=3D"h=
ttps://mcusercontent.com/e320550e95b5c379912f62e9a/images/7cf8306f-601d-85=
c0-26cb-d014e522ac2c.jpg" role=3D"presentation" class=3D"imageDropZone mce=
Image" /></span></td></tr><tr><td style=3D"padding-top:0;padding-bottom:0;=
padding-right:0;padding-left:0" valign=3D"top" id=3D"blockContainerId-40">=
<table width=3D"100%" style=3D"border:0;border-radius:0;border-collapse:se=
parate"><tbody><tr><td style=3D"padding-left:15px;padding-right:15px;paddi=
ng-top:12px;padding-bottom:12px" class=3D"mceTextBlockContainer"><div data=
-block-id=3D"40" class=3D"mceText" id=3D"dataBlockId-40" style=3D"width:10=
0%"><h3 class=3D"mcePastedContent" style=3D"text-transform: uppercase; let=
ter-spacing: 1px; background: 0px 0px rgb(255=2C 255=2C 255); border: 0px;=
 margin: 0px; padding: 0px; vertical-align: baseline; outline: 0px; line-h=
eight: 1; font-variant-ligatures: normal; font-variant-caps: normal; orpha=
ns: 2; text-align: left; text-indent: 0px; widows: 2; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickn=
ess: initial; text-decoration-style: initial; text-decoration-color: initi=
al; mso-line-height-alt: 100%;"><strong><span style=3D"color:rgb(10=2C 10=
=2C 10);"><span style=3D"font-size: 15px"><span style=3D"font-family: 'Ral=
eway'=2C sans-serif"><span style=3D"background-color: rgb(255=2C 255=2C 25=
5)">Kushinga Kambarami</span></span></span></span></strong></h3><p class=
=3D"last-child" style=3D"background: 0px 0px rgb(255=2C 255=2C 255); borde=
r: 0px; margin: 0px; padding: 0px; vertical-align: baseline; outline: 0px;=
 font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 4=
00; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px=
; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-=
width: 0px; white-space: normal; text-decoration-thickness: initial; text-=
decoration-style: initial; text-decoration-color: initial; line-height: 1;=
 mso-line-height-alt: 100%;"><span style=3D"color:rgb(87=2C 86=2C 86);"><s=
pan style=3D"font-size: 14px"><span style=3D"font-family: 'Raleway'=2C san=
s-serif"><span style=3D"background-color: initial">Green Building Lead: So=
uthern Africa<br /></span>IFC</span></span></span></p></div></td></tr></tb=
ody></table></td></tr></tbody></table></td><td style=3D"padding-top:0;padd=
ing-bottom:0" valign=3D"top" class=3D"mceColumn" data-block-id=3D"44" cols=
pan=3D"4" width=3D"33.33333333333333%"><table border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td s=
tyle=3D"padding-top:12px;padding-bottom:12px;padding-right:0;padding-left:=
0" valign=3D"top" class=3D"mceImageBlockContainer" align=3D"center" id=3D"=
blockContainerId-42"><span class=3D"mceImageBorder" style=3D"border:0;bord=
er-radius:0;vertical-align:top;margin:0"><img data-block-id=3D"42" width=
=3D"187.00000000000003" height=3D"auto" style=3D"width:187.00000000000003p=
x;height:auto;max-width:187.00000000000003px !important;border-radius:0;di=
splay:block" alt=3D"" src=3D"https://mcusercontent.com/e320550e95b5c379912=
f62e9a/images/8994c9b0-69a4-eeed-3f26-2b17e6828f1b.jpg" role=3D"presentati=
on" class=3D"imageDropZone mceImage" /></span></td></tr><tr><td style=3D"p=
adding-top:0;padding-bottom:0;padding-right:0;padding-left:0" valign=3D"to=
p" id=3D"blockContainerId-43"><table width=3D"100%" style=3D"border:0;bord=
er-radius:0;border-collapse:separate"><tbody><tr><td style=3D"padding-left=
:24px;padding-right:24px;padding-top:12px;padding-bottom:12px" class=3D"mc=
eTextBlockContainer"><div data-block-id=3D"43" class=3D"mceText" id=3D"dat=
aBlockId-43" style=3D"width:100%"><h3 class=3D"mcePastedContent" style=3D"=
text-transform: uppercase; letter-spacing: 1px; background: 0px 0px rgb(25=
5=2C 255=2C 255); border: 0px; margin: 0px; padding: 0px; vertical-align:=
 baseline; outline: 0px; line-height: 1; font-variant-ligatures: normal; f=
ont-variant-caps: normal; orphans: 2; text-align: left; text-indent: 0px;=
 widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space=
: normal; text-decoration-thickness: initial; text-decoration-style: initi=
al; text-decoration-color: initial; mso-line-height-alt: 100%;"><strong><s=
pan style=3D"color:rgb(48=2C 48=2C 48);"><span style=3D"font-size: 15px"><=
span style=3D"font-family: 'Raleway'=2C sans-serif"><span style=3D"backgro=
und-color: rgb(255=2C 255=2C 255)">Tim Ware</span></span></span></span></s=
trong></h3><p class=3D"mcePastedContent last-child" style=3D"line-height:=
 1; mso-line-height-alt: 100%;"><span style=3D"color:rgb(87=2C 86=2C 86);"=
><span style=3D"font-size: 14px"><span style=3D"font-family: 'Raleway'=2C=
 sans-serif"><span style=3D"background-color: rgb(255=2C 255=2C 255)">Pres=
ident<br />ZAPOA</span></span></span></span></p></div></td></tr></tbody></=
table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbod=
y></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></=
tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></t=
r></tbody></table></td></tr></tbody></table></td></tr><tr><td valign=3D"to=
p" class=3D"mceGutterContainer" id=3D"gutterContainerId-47"><table border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"border-=
collapse:separate" role=3D"presentation"><tbody><tr><td style=3D"padding-t=
op:12px;padding-bottom:12px;padding-right:0;padding-left:0" valign=3D"top"=
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enter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" rol=
e=3D"presentation" data-block-id=3D"47" id=3D"section_b0401a67b34d23d98e2c=
ce140145abfa" class=3D"mceLayout"><tbody><tr class=3D"mceRow"><td style=3D=
"background-position:center;background-repeat:no-repeat;background-size:co=
ver" valign=3D"top"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D"top" class=
=3D"mceColumn" data-block-id=3D"-17" colspan=3D"12" width=3D"100%"><table=
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resentation"><tbody><tr><td valign=3D"top" align=3D"center" id=3D"blockCon=
tainerId--9"><table align=3D"center" border=3D"0" cellpadding=3D"0" cellsp=
acing=3D"0" width=3D"100%" role=3D"presentation" data-block-id=3D"-9"><tbo=
dy><tr class=3D"mceRow"><td style=3D"background-position:center;background=
-repeat:no-repeat;background-size:cover" valign=3D"top"><table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation"=
><tbody><tr><td valign=3D"top" class=3D"mceColumn" data-block-id=3D"-21" c=
olspan=3D"12" width=3D"100%"><table border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" width=3D"100%" role=3D"presentation"><tbody><tr><td valign=3D"t=
op" id=3D"blockContainerId-57"><table align=3D"center" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%" role=3D"presentation" data-bl=
ock-id=3D"57"><tbody><tr class=3D"mceRow"><td style=3D"background-position=
:center;background-repeat:no-repeat;background-size:cover;padding-top:0px;=
padding-bottom:0px" valign=3D"top"><table border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"24" width=3D"100%" style=3D"table-layout:fixed" role=3D"pres=
entation"><colgroup><col span=3D"1" width=3D"8.333333333333332%" /><col sp=
an=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.3333333=
33333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1=
" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.33333333333333=
2%" /><col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=
=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /><=
col span=3D"1" width=3D"8.333333333333332%" /><col span=3D"1" width=3D"8.3=
33333333333332%" /><col span=3D"1" width=3D"8.333333333333332%" /></colgro=
up><tbody><tr><td style=3D"padding-top:0;padding-bottom:0" valign=3D"top"=
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33333333%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" role=3D"presentation"><tbody><tr><td style=3D"padding-top:12px;p=
adding-bottom:12px;padding-right:0;padding-left:0" valign=3D"top" class=3D=
"mceImageBlockContainer" align=3D"center" id=3D"blockContainerId-48"><span=
 class=3D"mceImageBorder" style=3D"border:0;border-radius:0;vertical-align=
:top;margin:0"><img data-block-id=3D"48" width=3D"187.00000000000003" heig=
ht=3D"auto" style=3D"width:187.00000000000003px;height:auto;max-width:187.=
00000000000003px !important;border-radius:0;display:block" alt=3D"" src=3D=
"https://mcusercontent.com/e320550e95b5c379912f62e9a/images/66042e5d-daa9-=
50ac-bb15-14d76d64bc12.jpg" role=3D"presentation" class=3D"imageDropZone m=
ceImage" /></span></td></tr><tr><td style=3D"padding-top:0;padding-bottom:=
0;padding-right:0;padding-left:0" valign=3D"top" id=3D"blockContainerId-49=
"><table width=3D"100%" style=3D"border:0;border-radius:0;border-collapse:=
separate"><tbody><tr><td style=3D"padding-left:24px;padding-right:24px;pad=
ding-top:12px;padding-bottom:12px" class=3D"mceTextBlockContainer"><div da=
ta-block-id=3D"49" class=3D"mceText" id=3D"dataBlockId-49" style=3D"width:=
100%"><h3 class=3D"mcePastedContent" style=3D"text-transform: uppercase; l=
etter-spacing: 1px; background: 0px 0px rgb(255=2C 255=2C 255); border: 0p=
x; margin: 0px; padding: 0px; vertical-align: baseline; outline: 0px; line=
-height: 1; font-variant-ligatures: normal; font-variant-caps: normal; orp=
hans: 2; text-align: left; text-indent: 0px; widows: 2; word-spacing: 0px;=
 -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thic=
kness: initial; text-decoration-style: initial; text-decoration-color: ini=
tial; mso-line-height-alt: 100%;"><strong><span style=3D"color:rgb(10=2C 1=
0=2C 10);"><span style=3D"font-size: 15px"><span style=3D"font-family: 'Ra=
leway'=2C sans-serif"><span style=3D"background-color: rgb(255=2C 255=2C 2=
55)">Mutisunge Zulu</span></span></span></span></strong></h3><p class=3D"m=
cePastedContent last-child" style=3D"line-height: 1; mso-line-height-alt:=
 100%;"><span style=3D"color:rgb(87=2C 86=2C 86);"><span style=3D"font-siz=
e: 14px"><span style=3D"font-family: 'Raleway'=2C sans-serif"><span style=
=3D"background-color: rgb(255=2C 255=2C 255)">Chief Risk Officer<br />ZANA=
CO</span></span></span></span></p></div></td></tr></tbody></table></td></t=
r></tbody></table></td><td style=3D"padding-top:0;padding-bottom:0" valign=
=3D"top" class=3D"mceColumn" data-block-id=3D"53" colspan=3D"4" width=3D"3=
3.33333333333333%"><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 width=3D"100%" role=3D"presentation"><tbody><tr><td style=3D"padding-top:=
12px;padding-bottom:12px;padding-right:0;padding-left:0" valign=3D"top" cl=
ass=3D"mceImageBlockContainer" align=3D"center" id=3D"blockContainerId-51"=
><span class=3D"mceImageBorder" style=3D"border:0;border-radius:0;vertical=
-align:top;margin:0"><img data-block-id=3D"51" width=3D"187.00000000000003=
" height=3D"auto" style=3D"width:187.00000000000003px;height:auto;max-widt=
h:187.00000000000003px !important;border-radius:0;display:block" alt=3D""=
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0-b3a4-a145-cba5-ce94f235c2f9.jpg" role=3D"presentation" class=3D"imageDro=
pZone mceImage" /></span></td></tr><tr><td style=3D"padding-top:0;padding-=
bottom:0;padding-right:0;padding-left:0" valign=3D"top" id=3D"blockContain=
erId-52"><table width=3D"100%" style=3D"border:0;border-radius:0;border-co=
llapse:separate"><tbody><tr><td style=3D"padding-left:24px;padding-right:2=
4px;padding-top:12px;padding-bottom:12px" class=3D"mceTextBlockContainer">=
<div data-block-id=3D"52" class=3D"mceText" id=3D"dataBlockId-52" style=3D=
"width:100%"><h3 class=3D"mcePastedContent" style=3D"text-transform: upper=
case; letter-spacing: 1px; background: 0px 0px rgb(255=2C 255=2C 255); bor=
der: 0px; margin: 0px; padding: 0px; vertical-align: baseline; outline: 0p=
x; line-height: 1; font-variant-ligatures: normal; font-variant-caps: norm=
al; orphans: 2; text-align: left; text-indent: 0px; widows: 2; word-spacin=
g: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decorati=
on-thickness: initial; text-decoration-style: initial; text-decoration-col=
or: initial; mso-line-height-alt: 100%;"><strong><span style=3D"color:rgb(=
10=2C 10=2C 10);"><span style=3D"font-size: 15px"><span style=3D"font-fami=
ly: 'Raleway'=2C sans-serif"><span style=3D"background-color: rgb(255=2C 2=
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n></span></span></p></div></td></tr></tbody></table></td></tr></tbody></ta=
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