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text-align: left; padding: 0;"> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"container-row u-ph1x" style=3D"word-wrap: break-word; -webkit-hyphen= s: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse !imp= ortant; vertical-align: top; text-align: left; color: #000; font-family: = Helvetica,Arial,sans-serif; font-weight: normal; line-height: 150%; font-= size: 16px; word-break: break-word; margin: 0; padding: 0 4px;"><hr style= =3D"margin: 0px; border: 1px solid #ddd;"></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"container-row u-ph1x" style=3D"word-wrap: break-word; -webkit-hyphen= s: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse !imp= ortant; vertical-align: top; text-align: left; color: #000; font-family: = Helvetica,Arial,sans-serif; font-weight: normal; line-height: 150%; font-= size: 16px; word-break: break-word; margin: 0; padding: 0 4px;"> <br><p class=3D"u-mb9x" style=3D"color: #000; font-family: Helvetica,Aria= l,sans-serif; font-weight: normal; text-align: left; line-height: 150%; f= ont-size: 16px; margin: 0 0 36px; padding: 0;">You read the paper <a href= =3D"https://www.academia.edu/keypass/bEJNODN5NXR3QVZ6RnNTSTRhejJicjk1c1FT= SklDVGlCaHo4clRyM0NqYz0tLVpMbm1uYmk1dEI0NE4rZlR0ZlFROVE9PQ=3D=3D--944bffd= 4c597378f13cbb912d13f12d5c1a7ec92/t/wRcGa-SmvZT9w-T8Dfs/resource/work/380= 32476?email_work_card=3Dinteraction-paper" style=3D"color: #1e88e5; font-= family: Helvetica,Arial,sans-serif; font-weight: normal; text-align: left= ; line-height: 150%; text-decoration: none; margin: 0; padding: 0;">HOUSI= NG CORPORATIVE SOCIETY CONSORTIUM: A VERITABLE SOURCES FOR LOW-INCOME...<= /a>. We found a related paper on Academia:</p> </td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"container-row u-ph1x" style=3D"word-wrap: break-word; -webkit-hyphen= s: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse !imp= ortant; vertical-align: top; text-align: left; color: #000; font-family: = Helvetica,Arial,sans-serif; font-weight: normal; line-height: 150%; font-= size: 16px; word-break: break-word; margin: 0; padding: 0 4px;"> <table class=3D"box u-borderBottom1 u-borderColorGrayDark" style=3D"width= : 100%; background-color: #FCFCFC; border-spacing: 0; border-collapse: se= parate; vertical-align: top; text-align: left; border-radius: 20px; overf= low: hidden; margin-bottom: 24px; padding: 0; border: 1px solid #999;"><t= r style=3D"vertical-align: top; text-align: left; padding: 0;"><td class=3D= "paper-top" style=3D"width: 100%; word-wrap: break-word; -webkit-hyphens:= none; -ms-hyphens: none; hyphens: none; border-collapse: collapse !impor= tant; vertical-align: top; text-align: left; color: #000; font-family: He= lvetica,Arial,sans-serif; font-weight: normal; line-height: 150%; font-si= ze: 16px; word-break: break-word; margin: 0; padding: 24px;"> <table style=3D"width: 100%; border-spacing: 0; border-collapse: collapse= ; vertical-align: top; text-align: left; padding: 0;"> <tr style=3D"width: 100%; vertical-align: top; text-align: left; padding:= 0;"><td class=3D"work-card-title-container" colspan=3D"2" style=3D"word-= wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyphens: none= ; border-collapse: collapse !important; vertical-align: top; text-align: = left; color: #000; font-family: Helvetica,Arial,sans-serif; font-weight: = normal; line-height: 150%; font-size: 16px; word-break: break-word; overf= low: hidden; text-overflow: ellipsis; text-decoration: underline; margin:= 0; padding: 0;"><a class=3D"work-card-title" href=3D"https://www.academi= a.edu/keypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0= tLXhGSVowQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b478= 91a193d3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/85907811/How_Cooperative_S= ocieties_Enhance_General_Wellbeing_Through_Housing_Provision_and_Services= _in_Nigeria?email_work_card=3Dtitle" style=3D"color: #333; font-family: G= eorgia, Times, 'Times New Roman', serif; font-weight: normal; text-align:= left; line-height: 1.3em; text-decoration: none; display: block; font-si= ze: 24px; margin: 0 0 10px; padding: 0;">How Cooperative Societies Enhanc= e General Wellbeing Through Housing Provision and Services in Nigeria</a>= </td></tr> <tr style=3D"width: 100%; vertical-align: top; text-align: left; padding:= 0;"> <td class=3D"work-card-thumbnail-container" style=3D"max-height: 165px; w= ord-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyphens: = none; border-collapse: collapse !important; vertical-align: middle; text-= align: center; color: #000; font-family: Helvetica,Arial,sans-serif; font= -weight: normal; line-height: 150%; font-size: 16px; word-break: break-wo= rd; box-shadow: none; max-width: 100%; margin: 0; padding: 0 36px 0 0;"><= a class=3D"work-card-thumbnail-anchor" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/85907811/How_Cooperative_Societie= s_Enhance_General_Wellbeing_Through_Housing_Provision_and_Services_in_Nig= eria?email_work_card=3Dthumbnail" style=3D"color: #1e88e5; font-family: H= elvetica,Arial,sans-serif; font-weight: normal; text-align: left; line-he= ight: 150%; text-decoration: none; margin: 0; padding: 0;"><img width=3D"= 220" class=3D"work-card-thumbnail-image" alt=3D"Paper Thumbnail" src=3D"h= ttps://0.academia-photos.com/attachment_thumbnails/90473006/mini_magick20= 220830-1-cmc493.png?1661895983" style=3D"outline: none; text-decoration: = none; -ms-interpolation-mode: bicubic; width: auto; max-width: 100%; clea= r: both; display: block; min-width: 180px; max-height: 285px; border: 2px= solid #e1e1e1;"></a></td> <td class=3D"work-card-info-container" style=3D"word-wrap: break-word; -w= ebkit-hyphens: none; -ms-hyphens: none; hyphens: none; border-collapse: c= ollapse !important; vertical-align: top; text-align: left; color: #000; f= ont-family: Helvetica,Arial,sans-serif; font-weight: normal; line-height:= 150%; font-size: 16px; word-break: break-word; margin: 0; padding: 0;"><= table style=3D"border-spacing: 0; border-collapse: collapse; vertical-ali= gn: top; text-align: left; padding: 0;"> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><a class=3D"work-card-author" href=3D"https:= //osunstateuniversity.academia.edu/keypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTV= lMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSVowQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8= c196e0d699bb0aa3aeff03568b47891a193d3d1/t/wRcGa-SmvZT9w-T8Dfs/MusediqOluf= emiLawal" style=3D"color: #000000; font-family: Helvetica; font-weight: n= ormal; text-align: left; line-height: 28px; text-decoration: none; font-s= ize: 15px; letter-spacing: 0.4px; margin: 0; padding: 0;"><img class=3D"w= ork-card-profile-pic" width=3D"28" height=3D"28" alt=3D"Author Photo" bor= der=3D"0" src=3D"https://0.academia-photos.com/14018832/5511875/6280727/s= 65_musediq_olufemi.lawal.jpg" style=3D"outline: none; text-decoration: no= ne; -ms-interpolation-mode: bicubic; width: auto; max-width: 100%; clear:= both; display: inline; vertical-align: middle; height: 24px; border-radi= us: 50%; font-family: Helvetica; font-weight: bold; letter-spacing: 0.4px= ; color: #000000; border-style: none;">=C2=A0Musediq Olufemi Lawal</a></t= d></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"work-card-publication-info u-m= t2x" style=3D"margin-top: 8px !important; color: #595959; overflow: hidde= n; font-size: 13px; line-height: 20px; font-family: 'Helvetica Neue', san= s-serif;">2021, Universitatea Spiru Haret</div></td></tr> <tr style=3D"min-height: 20px; vertical-align: top; text-align: left; pad= ding: 0;"><td style=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-= hyphens: none; hyphens: none; border-collapse: collapse !important; verti= cal-align: top; text-align: left; color: #000; font-family: Helvetica,Ari= al,sans-serif; font-weight: normal; line-height: 150%; font-size: 16px; w= ord-break: break-word; margin: 0; padding: 0;"><div class=3D"stat-num-ema= il-stats u-mb3x u-mt2x" style=3D"margin-top: 8px !important; margin-botto= m: 12px !important; font-size: 13px; overflow: hidden; margin-right: 4px;= font-family: 'Helvetica Neue', sans-serif; line-height: 15px; color: #77= 7777;">25=C2=A0Views=C2=A0</div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; 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font-weight: 600; text-align: center; line-he= ight: 150%; text-decoration: none; justify-content: center; align-items: = center; align-self: center; box-sizing: border-box; font-size: 16px; disp= lay: block; margin: 0; padding: 12px 0; border: 2px solid #0954D3;">View = PDF =E2=96=B8</a></td> <!--[endif]--><td style=3D"width: 16px; word-wrap: break-word; -webkit-hy= phens: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse = !important; vertical-align: top; text-align: left; color: #000; font-fami= ly: Helvetica,Arial,sans-serif; font-weight: normal; line-height: 150%; f= ont-size: 16px; word-break: break-word; margin: 0; padding: 0;" width=3D"= 16"><span>=C2=A0</span></td> <td style=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: n= one; hyphens: none; border-collapse: collapse !important; vertical-align:= top; text-align: left; color: #000; font-family: Helvetica,Arial,sans-se= rif; font-weight: normal; line-height: 150%; font-size: 16px; word-break:= break-word; margin: 0; padding: 0;"> <!--[if gte mso 9]><td width=3D"170"><table width=3D"170"><tr><td bgcolor= =3D"#fff" style=3D"height: 52px; width: 170px; text-align: center; border= : 2px solid #0954D3"><table style=3D"width: 100%; height: 100%"><tr><td a= lign=3D"center"><a href=3D"https://www.academia.edu/keypass/STRnRENWWVA1U= DRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSVowQy9oV1Y4d1A4bmMxN3= VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d3d1/t/wRcGa-SmvZT9w-= T8Dfs/resource/work/85907811/How_Cooperative_Societies_Enhance_General_We= llbeing_Through_Housing_Provision_and_Services_in_Nigeria?auto=3Ddownload= &email_work_card=3Ddownload-paper" style=3D"color: #0954D3; text-deco= ration: none; font-size: 16px; font-weight: 600;">Download PDF =E2=AC=87<= /a></td></tr></table></td></tr></table></td><![endif]--><!--[if !gte mso = 9]--> </td> <td style=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: n= one; hyphens: none; border-collapse: collapse !important; vertical-align:= top; text-align: left; color: #000; font-family: Helvetica,Arial,sans-se= rif; font-weight: normal; line-height: 150%; font-size: 16px; word-break:= break-word; margin: 0; padding: 0;"><a class=3D"button" href=3D"https://= www.academia.edu/keypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBD= VktMNTNrcz0tLXhGSVowQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3ae= ff03568b47891a193d3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/85907811/How_Co= operative_Societies_Enhance_General_Wellbeing_Through_Housing_Provision_a= nd_Services_in_Nigeria?auto=3Ddownload&email_work_card=3Ddownload-pap= er" style=3D"color: #0954D3; background-color: #fff; width: 100%; min-wid= th: 150px; font-family: Helvetica,Arial,sans-serif; font-weight: 600; tex= t-align: center; line-height: 150%; text-decoration: none; justify-conten= t: center; align-items: center; align-self: center; box-sizing: border-bo= x; font-size: 16px; display: block; margin: 0; padding: 12px 0; border: 2= px solid #0954D3;">Download PDF =E2=AC=87</a></td> <!--[endif]--> </tr></table></td></tr> </table></td> </tr> </table> <br><br><table style=3D"width: 100%; border-spacing: 0; border-collapse: = collapse; vertical-align: top; text-align: left; padding: 0;"> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"work-card-abstract-title u-pb3x" style=3D"word-wrap: break-word; -we= bkit-hyphens: none; -ms-hyphens: none; hyphens: none; border-collapse: co= llapse !important; vertical-align: top; text-align: left; color: #0954d3;= font-family: 'Helvetica Neue', sans-serif; font-weight: 700; line-height= : 1em; font-size: 11px; word-break: break-word; display: block; letter-sp= acing: 0.7px; text-transform: uppercase; margin: 0; padding: 0 0 12px;">A= BSTRACT</td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"work-card-summary u-pt1x" style=3D"word-wrap: break-word; -webkit-hy= phens: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse = !important; vertical-align: top; text-align: left; color: #333; font-fami= ly: 'Helvetica Neue', sans-serif; font-weight: normal; line-height: 1.4em= ; font-size: 15px; word-break: break-word; max-height: 88px; overflow: hi= dden; text-overflow: ellipsis; margin: 0; padding: 4px 0 0;">This study d= iscusses the activities of cooperative societies in meeting the challenge= s of housing provision in the face of rapid urbanization. The study made = an exposition of housing and related services, loan seeking and repayment= processes. The cooperative societies in formal and informal settings wer= e studied....</td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td clas= s=3D"work-card-summary u-pt1x" style=3D"word-wrap: break-word; -webkit-hy= phens: none; -ms-hyphens: none; hyphens: none; border-collapse: collapse = !important; vertical-align: top; text-align: left; color: #333; font-fami= ly: 'Helvetica Neue', sans-serif; font-weight: normal; line-height: 1.4em= ; font-size: 15px; word-break: break-word; max-height: 88px; overflow: hi= dden; text-overflow: ellipsis; margin: 0; padding: 4px 0 0;"><a href=3D"h= ttps://www.academia.edu/keypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L= 25XUFBDVktMNTNrcz0tLXhGSVowQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699b= b0aa3aeff03568b47891a193d3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/85907811= /How_Cooperative_Societies_Enhance_General_Wellbeing_Through_Housing_Prov= ision_and_Services_in_Nigeria?email_work_card=3Dabstract-read-more" style= =3D"color: #1e88e5; font-family: Helvetica,Arial,sans-serif; font-weight:= normal; text-align: left; line-height: 150%; text-decoration: none; marg= in: 0; padding: 0;">read more...</a></td></tr> </table> <br><table style=3D"width: 100%; border-spacing: 0; border-collapse: coll= apse; vertical-align: top; text-align: left; padding: 0;"></table> </td></tr></table> </td></tr> </table> <table class=3D"u-mt1x u-mb12x" style=3D"width: 100%; margin-top: 4px !im= portant; margin-bottom: 48px !important; border-spacing: 0; border-collap= se: collapse; vertical-align: top; text-align: left; padding: 0;"> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><span class=3D"u-fw700" style=3D"font-weight= : 700 !important;">Your recent reading history:</span></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/38032476/HOUSING_CORPORATIVE_SOCI= ETY_CONSORTIUM_A_VERITABLE_SOURCES_FOR_LOW_INCOME_HOUSING_DELIVERY_IN_NIG= ERIA?email_work_card=3Dreading-history" style=3D"text-decoration: underli= ne !important; color: #1e88e5; font-family: Helvetica,Arial,sans-serif; f= ont-weight: normal; text-align: left; line-height: 150%; margin: 0; paddi= ng: 0;">HOUSING CORPORATIVE SOCIETY CONSORTIUM: A VERITABLE SOURCES FOR L= OW-INCOME HOUSING DELIVERY IN NIGERIA.</a><span class=3D"u-tcGrayDark" st= yle=3D"color: #999 !important;">=C2=A0-=C2=A0IJAR Indexing</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/38945829/Housing_as_a_Basic_Need_= for_Human?email_work_card=3Dreading-history" style=3D"text-decoration: un= derline !important; color: #1e88e5; font-family: Helvetica,Arial,sans-ser= if; font-weight: normal; text-align: left; line-height: 150%; margin: 0; = padding: 0;">Housing as a Basic Need for Human</a><span class=3D"u-tcGray= Dark" style=3D"color: #999 !important;">=C2=A0-=C2=A0casestudies journal<= /span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/20164421/Housing_and_Mental_Healt= h_A_Review_of_the_Evidence_and_a_Methodological_and_Conceptual_Critique?e= mail_work_card=3Dreading-history" style=3D"text-decoration: underline !im= portant; color: #1e88e5; font-family: Helvetica,Arial,sans-serif; font-we= ight: normal; text-align: left; line-height: 150%; margin: 0; padding: 0;= ">Housing and Mental Health: A Review of the Evidence and a Methodologica= l and Conceptual Critique</a><span class=3D"u-tcGrayDark" style=3D"color:= #999 !important;">=C2=A0-=C2=A0Nancy Wells</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/31828725/ESTOL_FORMAT_FOR_JOURNAL= _REVIEW?email_work_card=3Dreading-history" style=3D"text-decoration: unde= rline !important; color: #1e88e5; font-family: Helvetica,Arial,sans-serif= ; font-weight: normal; text-align: left; line-height: 150%; margin: 0; pa= dding: 0;">ESTOL FORMAT FOR JOURNAL REVIEW</a><span class=3D"u-tcGrayDark= " style=3D"color: #999 !important;">=C2=A0-=C2=A0Prince Falade Oluwatomii= sin</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/84079689/Constraints_of_affordabl= e_housing_through_cooperative_societies_in_tertiary_institutions_in_Lagos= _State_Nigeria?email_work_card=3Dreading-history" style=3D"text-decoratio= n: underline !important; color: #1e88e5; font-family: Helvetica,Arial,san= s-serif; font-weight: normal; text-align: left; line-height: 150%; margin= : 0; padding: 0;">Constraints of affordable housing through cooperative s= ocieties in tertiary institutions in Lagos State, Nigeria</a><span class=3D= "u-tcGrayDark" style=3D"color: #999 !important;">=C2=A0-=C2=A0Azeez Tajud= een</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/5372965/HOUSING_CO_OPERATIVES_Hou= sing_Co_operative_Societies_and_Sustainable_Housing_Delivery_in_Oyo_State= _Nigeria_Introduction?email_work_card=3Dreading-history" style=3D"text-de= coration: underline !important; color: #1e88e5; font-family: Helvetica,Ar= ial,sans-serif; font-weight: normal; text-align: left; line-height: 150%;= margin: 0; padding: 0;">HOUSING CO-OPERATIVES Housing Co-operative Socie= ties and Sustainable Housing Delivery in Oyo State, Nigeria. Introduction= </a><span class=3D"u-tcGrayDark" style=3D"color: #999 !important;">=C2=A0= -=C2=A0Aina Thompson Adeboyejo</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/29411195/HOUSING_FINANCE?email_wo= rk_card=3Dreading-history" style=3D"text-decoration: underline !important= ; color: #1e88e5; font-family: Helvetica,Arial,sans-serif; font-weight: n= ormal; text-align: left; line-height: 150%; margin: 0; padding: 0;">HOUSI= NG FINANCE</a><span class=3D"u-tcGrayDark" style=3D"color: #999 !importan= t;">=C2=A0-=C2=A0oladipupo onipede</span> </div></td></tr> <tr style=3D"vertical-align: top; text-align: left; padding: 0;"><td styl= e=3D"word-wrap: break-word; -webkit-hyphens: none; -ms-hyphens: none; hyp= hens: none; border-collapse: collapse !important; vertical-align: top; te= xt-align: left; color: #000; font-family: Helvetica,Arial,sans-serif; fon= t-weight: normal; line-height: 150%; font-size: 16px; word-break: break-w= ord; margin: 0; padding: 0;"><div class=3D"u-mt2x u-fs14" style=3D"margin= -top: 8px !important; font-size: 14px !important;"> <a class=3D"u-textDecorationUnderline" href=3D"https://www.academia.edu/k= eypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVpqRU02L25XUFBDVktMNTNrcz0tLXhGSV= owQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e0d699bb0aa3aeff03568b47891a193d= 3d1/t/wRcGa-SmvZT9w-T8Dfs/resource/work/17567840/Exploring_supply_chain_i= nnovation?email_work_card=3Dreading-history" style=3D"text-decoration: un= derline !important; color: #1e88e5; font-family: Helvetica,Arial,sans-ser= if; font-weight: normal; text-align: left; line-height: 150%; margin: 0; = padding: 0;">Exploring supply chain innovation</a><span class=3D"u-tcGray= Dark" style=3D"color: #999 !important;">=C2=A0-=C2=A0Jan Arlbj=C3=B8rn</s= pan> </div></td></tr> </table> <table class=3D"u-mt1x" style=3D"width: 100%; margin-top: 4px !important;= border-spacing: 0; border-collapse: collapse; vertical-align: top; text-= align: left; padding: 0;"><tr style=3D"vertical-align: top; text-align: l= eft; padding: 0;"><td height=3D"24px" style=3D"word-wrap: break-word; -we= bkit-hyphens: none; -ms-hyphens: none; hyphens: none; border-collapse: co= llapse !important; vertical-align: top; text-align: left; color: #000; fo= nt-family: Helvetica,Arial,sans-serif; font-weight: normal; line-height: = 150%; font-size: 16px; word-break: break-word; margin: 0; padding: 0;"><a= href=3D"https://academia.edu/keypass/STRnRENWWVA1UDRPUTdvaHhSYWNqTVlMaVp= qRU02L25XUFBDVktMNTNrcz0tLXhGSVowQy9oV1Y4d1A4bmMxN3VDUWc9PQ=3D=3D--8c196e= 0d699bb0aa3aeff03568b47891a193d3d1/t/wRcGa-SmvZT9w-T8Dfs/recommendations?= trigger=3Demail" style=3D"color: #1e88e5; 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